| Firm Structure, Objectives and Principles |
| Ownernship & Affiliations |
100% Independent. Owned & Operated in Jackson Hole |
Owned by or affilated with large bank, "Big Box" asset manager, insurance company |
| Industry Credentials |
Lead by a CFA & CFP, the gold standard certifications in investment management and financial planning, respectively |
|
| Clients Per Advisor |
Less than 25 |
Typically 50-150 |
| Alignment of Interest |
We "Eat-Our-Own-Cooking" and invest our personal money utlizing the same funds and strategies as we do for clients. |
|
| Customer Service Approach |
Direct relationship and communication with Advisor |
Call 1-800 number, or interact with an employee that doesn't know you |
| Portfolio Management |
| Low-cost, data-driven approach to stocks & bonds |
✓ |
|
| Focus on global diversification |
✓ |
|
| Access to and deep expertise in alternative investments (if appropriate) |
✓ |
|
| Build client portfolios with firms own higher-fee, proprietary funds and cross-sell other products |
|
✓ |
| Tax-efficient placement of investments |
✓ |
|
| Ability to incorporate client's legacy investments into new portfolio in a tax-efficent manner |
✓ |
|
Invests client's in a one-size-fits-all "model" portfolio and outsource decisions to a corporate CIO |
|
✓ |
| Financial Planning |
| Advisors that understand your personal, career and families objectives |
✓ |
|
| Incorporate all assets and liabilities, including non-managed investments, into planning |
✓ |
|
| Access to interactive planning and portfolio portals with real-time net worth information, available 24/7. |
✓ |
|
| Provide guidance and sounding board on all financial matters (e.g. home purchase, college planning) |
✓ |
|
| Sell insurance to clients as core part of financial plan |
|
✓ |
| Analysis of estate plans & insurance policies and referrals to high-quality preferred attorneys & brokers (and never compensated for such referrals) |
✓ |
|
| Tax Advice |
| Intergration between investments and tax planning |
✓ |
|
| Year-End Tax Planning |
✓ |
|
| Proactive guidance on tax-advantaged charitable giving |
✓ |
|
| Preferred Lending |
| Access to bank lines of credits (with attractive rates) collateralized by portfolio |
✓ |
|
